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Loan Facilities
Do you need one more bedroom or bigger house?
Why do you have to pay rent and change your home each year?
Or have you considered buying a nice vacation house to spend beautiful moments in?
Have you ever considered the option to invest your money in a real estate and generate profits?
But you don’t want to pay the entire amount of the house up front or you just have imited financial resources?
You have plenty of questions. The answer is simple!
Why don’t you consider the possibility of Mortgage Loan in Bulgaria!
After the European Union acceptance, Bulgaria has become even more attractive place to invest your money.
With the rapid and dynamic development of the banking system you can rely on a Mortgage Loan from a Bulgarian bank that will finance your purchase, even if your income originates from another country.
Our role is to provide you with objective, clear and specific information for the loan parameters.
We will guide you step by step during the process of choosing the best suitable for you bank and will fill in and provide the necessary documents.
We will assist you through the process of applying for a mortgage loan and give you professional and accurate advice
Our bank partners can offer you mortgage loan option for buying the chosen property.
All you need to do is to contact us at +359 52 69 70 90 and your personal Mortgage Loan Consultant will contact you within 24 hours.
Mortgage features
Maximum Loan to Property Value: 70% - the maximum amount the bank can lend
Loan Amount: from 5 000 to 250 000 Euro - the minimum mortgage loan amount is 5 000 Euro and the maximum is 250 000 Euro.
Loan period: up to 20 years
Interest rate: 6,25% fixed - for the whole loan term
Age limits - applicants must be older than 21 years when the mortgage loan is granted and not older than 65 years on loan redemption.
Repayment schedule - monthly annuity installments, including principal and interest.
Loan currency: Euro -The mortgage is in Euro
Management fee 1% - once off, payable at loan disbursement
Annual management fee - 0.5 % of the outstanding loan principal per annum
Redemption penalty - 3% for the first 3 years since the date of release.1 % for the remaining period
Bank account: Mandatory - applicants must open a bank account with the lender.
Insurance: Mandatory - the property must be insured against Fire, Flood and Earthquake
We can now offer our Mortgage Program for Russian Federation nationals. Under this program the bank provides long-term loans, which are:
extended to legal entities and individuals, at the same terms, in EUR and USD.
- for business / purchasing equipment and machinery or for work capital /
- for refinancing existing loans or other liabilities – from 1 to 10 years
- for purchasing real estate – the loans are up to 25 years
- ranging from 5 000 $ or EUR to 75 % of the appraised market value.
The loans can be repaid by either monthly annuity instalments or by equal monthly principal instalments.
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